Prep the chips: If using corn tortillas, cut into triangles, mist with olive oil spray, and bake at 375°F (190°C) for 8–12 minutes until golden and crisp, flipping halfway. Season lightly with salt. Set aside.
Roast the veggies: On a sheet pan, toss bell pepper and red onion with a little olive oil, salt, and pepper.
Roast at 400°F (205°C) for 12–15 minutes until edges char slightly. You can also use a skillet over medium-high heat.
Cook the protein: Warm a large skillet over medium heat. Add turkey (or tofu) and break it up.
Cook 5–7 minutes until browned.
Season and simmer: Stir in chili powder, cumin, smoked paprika, garlic powder, onion powder, cayenne, salt, and pepper. Add black beans and 1/4 cup water. Simmer 2–3 minutes to thicken and coat everything in spices.
Taste and adjust seasoning.
Melt the cheese: Reduce heat to low, sprinkle cheese over the skillet mixture, and cover for 1–2 minutes until just melted. Alternatively, keep cheese separate and sprinkle it on bowls to control portions.
Prep cool toppings: Dice avocado, chop cilantro, slice jalapeño, and set out salsa, yogurt, lime wedges, and any add-ins like corn or lettuce.
Assemble the bowls: Divide chips between 4 bowls. Top with the seasoned protein and beans, roasted veggies, tomatoes, and jalapeño.
Add avocado, a spoonful of Greek yogurt, and salsa. Finish with cilantro and a squeeze of lime.
Serve: Enjoy immediately while the chips are crisp and the toppings are warm.