1.5 to 2 pounds boneless, skinless chicken breasts (or thighs)

2 cans (15 ounces each) great northern or cannellini beans, drained and rinsed

1 medium yellow onion, diced

3 cloves garlic, minced

1 can (4 ounces) diced green chiles, mild or hot

1 teaspoon ground cumin

1 teaspoon ground coriander (optional but recommended)

1 teaspoon dried oregano

1/2 teaspoon chili powder

1/2 teaspoon smoked paprika (optional for depth)

1 teaspoon kosher salt, plus more to taste

1/2 teaspoon black pepper

4 cups low-sodium chicken broth

4 ounces cream cheese, softened and cubed (or 1/2 cup half-and-half for a lighter version)

1/2 cup sour cream or plain Greek yogurt

Juice of 1 lime

2 tablespoons chopped fresh cilantro (optional)

For serving: shredded cheese, sliced jalapeños, avocado, extra cilantro, tortilla chips, lime wedges